Who Is Liable in an Uber/Lyft Accident in Orlando?

Uber and Lyft have transformed the way people get around Orlando. With the tap of an app, you can summon a car, be whisked away to your destination, and avoid the hassle of driving or parking. But what happens when your Uber or Lyft ride is involved in an accident? It can be very confusing, especially when determining who is liable for the injuries and damages caused. Establishing liability in these accidents is crucial as it affects who will pay for medical bills, lost wages, and other damages.

This blog explores the key question – is Uber liable for accidents? We will see how liability works in Uber/Lyft accidents, what factors determine responsibility, and how Uber and Lyft accident cases are handled in Orlando.

Liability in Rideshare Accidents

The first question many people have after an Uber or Lyft accident is: who is at fault? While accidents happen for various reasons, determining liability is critical for insurance claims and any potential legal action. However, Uber and Lyft accidents involve unique challenges that are different from typical car accidents. One key factor is the role that rideshare companies play. Both Uber and Lyft consider their drivers as independent contractors rather than employees. This means that drivers use their vehicles and are responsible for their driving decisions. However, the companies do provide insurance coverage under certain circumstances, which can complicate the issue of liability. So, is Uber liable for accidents that happen during a ride? The answer depends on several factors, including what the driver was doing at the time of the accident and who was at fault.

Different Scenarios of Uber/Lyft Accidents

There are three main scenarios to consider when it comes to Uber/Lyft accidents, and each one affects how liability is determined:

     1. The Driver is Off Duty

If the Uber or Lyft driver is off duty and not logged into the app, the rideshare company is not responsible for any accidents. The personal insurance of the driver would be the primary policy in this situation.

     2. The Driver is Logged in But Has No Passenger

If the driver is logged into the Uber or Lyft app and available to accept rides but does not have a passenger in the car, the company provides limited insurance coverage. In this case, the driver’s personal insurance would be the first line of defense, but Uber or Lyft’s insurance can cover additional damages if necessary. The rideshare company’s insurance typically provides coverage for liability up to a certain amount in these situations.

     3. The Driver Has a Passenger or Is En Route to Pick One Up

When the Uber or Lyft driver has accepted a ride or has a passenger in the car, the company’s insurance policy kicks in. This is the scenario where Uber or Lyft insurance provides the most coverage. In these cases, the companies offer up to $1 million in liability coverage, which can include medical expenses, property damage, and more. However, determining who is at fault remains a key factor in deciding how compensation is awarded.

Is Uber Liable for Accidents?

Establishing liability in Uber and Lyft accidents requires careful investigation. Multiple parties could be responsible:

• The rideshare driver: If your Uber or Lyft driver caused the accident through negligent behavior, they could be held liable. Their personal insurance or the rideshare company’s insurance might cover the damages depending on the circumstances.
• Other drivers: When another vehicle causes the collision, the driver’s insurance would be primarily responsible for covering damages. However, if they lack adequate insurance, the rideshare company’s uninsured/underinsured motorist coverage might apply.
• The rideshare company: While Uber and Lyft often try to distance themselves from accident liability by classifying drivers as independent contractors, there are situations where they might bear responsibility. This could include cases of negligent hiring or inadequate driver screening.

What To Do After an Uber/Lyft Accident in Orlando

In the event of an Uber or Lyft accident in Orlando, there are several important steps to take to protect your rights and ensure you can pursue a claim for compensation.

• First, if you are in a position to, make sure to gather evidence at the accident scene. Take photos of the vehicles, any visible injuries, and the surrounding area. Be sure to exchange contact and insurance information with the drivers involved.
• Second, seek medical attention as soon as possible. Getting a medical evaluation ensures that any injuries are documented, which is important for your health and any potential legal claim.
• Third, report the accident to Uber or Lyft through their respective apps. Both companies have procedures for handling accidents, and notifying them ensures the incident is officially recorded.
• Finally, it is advisable to consult with a lawyer who specializes in Uber and Lyft accident cases. A legal professional can help you navigate the claims process and ensure you receive fair compensation for your injuries and damages.

Prevention and Safety Tips

While accidents cannot always be prevented, you can take steps to protect yourself when using rideshare services. Always verify your driver’s identity and vehicle information before entering. Wear your seatbelt and report any unsafe driving behavior through the app.

Monitor your driver’s route and speed through the app’s tracking feature. If you feel unsafe at any point, do not hesitate to end the ride and report the issue to both the rideshare company and local authorities if necessary.

Our experience with Uber and Lyft accident cases in Orlando has taught us how to effectively handle these unique situations. We know how to determine which insurance policies apply and how to build strong cases that demonstrate liability clearly.

Contact JustCallMoe for Legal Help

Knowing who is liable for Uber and Lyft accidents requires knowledge of complicated insurance policies and Florida transportation laws.

If you have been involved in a rideshare accident in Orlando, do not handle the case alone. Our experienced attorneys at JustCallMoe can help you understand your rights and fight for the compensation you deserve. Got hurt? Just Call Moe!